Nataliya Drozdova: According to the National Bank of Ukraine's data there is a noticeable upward trend in crediting of Ukrainian businesses in recent years. As of 1 January 2011 banks issued such loans totaling UAH 508,288 million. And as of 1 January 2012 the amount was UAH 580,907 million. On 10 January 2012, the amount was already UAH 602,122 million. However, the increase in lending in the banking system as a whole can hardly be confirmation of the increasing volume in individual banks. Gabriel Aslanian : A UN world economy report issued in late 2011 pointed out the persistent weaknesses in the major developed economies related to problems left unresolved in the aftermath of the Great Recession of 2008-2009. The Ukrainian export-oriented economy still remains exposed to risks emerging globally. Thus, the domestic market has not seen plenty of good fund raising opportunities, in particular, due to high interest rates charged by local banks. Artem Shyrkozhukhov : With Eurobond markets closed and bank lending significantly curtailed, 2012 has not been a particularly impressive year with opportunities for Ukrainian businesses to get debt financing. Only Ukrainian companies which are leaders in their respective sectors and have positive credit histories have been able to get access to syndicated lending this year. For example, Kernel, Milkiland, Metinvest, DTEK and Creative. Yulia Kyrpa : Despite some scattered signs of improvement in recent months, the world economic situation and prospects in international capital markets for 2013 continue to be challenging. After a marked slowdown in 2011 and 2012, global economic growth is likely to remain tepid in 2013. It means the presence of Ukrainian companies in the international capital markets in the forthcoming year will remain below potential.